There's almost nothing better than a sale. That is, nothing but getting the garments you're lusting after for free! I got these jeans from a friend at the end of her summer internship. Talk about intern perks. (There is no pay, so you have to take them where you can get them).
Pants: Rock & Republic (now on a massive sale!)
Shoes: Necessary Clothing
Top: Forever 21(Similar)
Even though gray is already neutral, I decided to keep it in the white/black family with a polka dot clutch and white tank with black piping.
A little pop of color, however, is always needed and is found in my spiked loafers (note to self: don't leave these laying on the floor. You will step on them, and yes, it will hurt).
Found these Marc Jacobs/Jeffrey Campbell knock-offs for less than $30 at one of my favorite NYC stores, Necessary Clothing. There's one on Broadway right by where I lived this summer!